The National Bank of Abu Dhabi is NBAD Bank in UAE. In this article, we will explain how to open an account in the National Bank of Abu Dhabi, account types, and fees. As such, this bank is mostly used by business or salaried class. But it has plenty of account types. Like Savings Account, Current Account, or Elite Savings and Current Account. All account monthly fees, withdrawal limits, and Rewards Programs are made separately.
NBAD Bank is the most famous financial institution in the UAE. NBAD bank account can be opened in 2 ways. One through the NBAD mobile app, and the other by visiting the branch. If you also want to open your bank account in NBAD bank, then below are two methods. With the help of this, you can open your account sitting at home or visiting the branch. Check here how to check your NBAD Bank Balance Salary Card.
Open the NBAD Bank Account with the Mobile APP
Funding an NBAD Bank account through the mobile app is very easy. But for that, you must have an Emirates ID. If you do not have an Emirates ID, you cannot open your account at NBAD Bank.
- First, download the NBAD Bank app or visit a website.
- Keep your Emirates ID with you.
- Enter your registered number or email in the app.
- Fill out the form given in the app with your information.
- Then apply for open account.
Your application will be approved within 24 hours. After that, your NBAD bank account will be created. Then enter your username and secure password and use the app for online transactions.
Open an NBAD Bank account by visiting the branch
If you don’t know how to use the app or want to go to the bank to operate your NBAD account, you should take care of these things.
- You must be at least 18 years of age to open an account with NBAD Bank
- Passport, ID card, or Emirates ID at least 6 months old
- NBAD Bank Account Opening Form (get from Bank)
- Your income proof or salary certificate
- NBAD Bank Account Opening Fee
If you have all these things, you can go to the bank and open your account. There are the following types of NBAD bank accounts: NBAD Savings Accounts and NBAD Current Accounts.
NBAD Bank Account Types, Fees, and Benefits
NBAD Bank has main 2 types of accounts Savings accounts and Current accounts. But in these two types, there are more types. Like Personal Current, NBAD One Current Account, NBAD iSave NBAD Personal Savings, etc.
All accounts have separate monthly fees and facilities. If you have an extra 3000 AED, then opening an NBAD iSave bank account is a good option that pays high interest. More NBAD bank account types of fees and facilities are given below.
| Account Type | Minimum Balance | Monthly Fee | Debit Card | Interest Rate | |
|---|---|---|---|---|---|
| Life Savings | None | None | Free | Yes | Higher interest in maintaining a minimum balance |
| SmartSaver | AED 3,000 daily | None | Free | Higher than Life Savings | Higher interest for maintaining a minimum balance |
| MaxiSaver | AED 50,000 monthly avg | AED 50 | Free | Highest NBAD savings rate | Ideal for long-term saving goals |
| Everyday Current | AED 3,000 | AED 10 | Free | None | Basic checking account for everyday banking |
| Liv. | None | Free (1st year), AED 150 thereafter | Free | None | Discounts, rewards, digital features |
| Business Current | AED 5,000 | AED 50 | Free | None | Business banking solutions with multiple cards |
| e-Dirham Cards | None | None | None | None | Online transactions and payments |
| Ratibi Prepaid | None | None | Free | None | Contactless payments, ATM withdrawals |
Withdraw cash from any of the ATMs listed above. Savings accounts do not have a free debit card facility and also have zero monthly fees. To find NBAD Bank Remaining Balance click on ATM Remaining Balance and view your remaining balance. For further NBAD balance inquiries, contact the NBAD bank call center at 02 635 8001. Or know your NBAD remaining balance by downloading the app.
FAQs:
The minimum balance for an NBAD Max iSaver Account is AED 50,000 monthly average. This amount is enough to maintain your account in the NBAD Max iSaver account.
You must be at least 18 years of age to open an account with NBAD Bank. Bring a passport, identity card, or Emirates ID at least 6 months old. NBAD Bank Account Opening Form (obtained from the bank). Proof of your income or salary certificate. NBAD Bank Account Opening Fee.
NBAD Max iSaver Account in UAE offers the highest interest rate and charges AED 50 monthly fees.
Visit the official website of NBAD Bank. Select NBAD Life Savings Account type and fill in your information on the form.
