The first condition for opening a bank account in the UAE is that you must be at least 18 years old. If you are also 18 years old and want to open your first bank account in the UAE, you can choose from (FAB, NBAD, and ADCB bank accounts). Here we will tell you the names of some bank accounts for people aged 18 and above to open a savings or current account, with the help of which you can easily open your account.
Open a Bank Account at 18 in the UAE
If you are 18 years old and want to open a bank account in the UAE, it is not difficult at all. Some bank accounts in the UAE require a minimum age of 18, but some bank accounts provide special accounts for students or young people. The legal requirements necessary to open these bank accounts include:
- Valid immigration status
- Emirates ID and Passport
- Some banks may also ask for a minimum deposit or salary certificate
If you have the above documents, you can choose from these bank accounts: savings, current, special accounts for students, digital bank accounts, etc.
Also Read: Opening a Bank Account in UAE Without Salary | Tips & Tricks
Best Banks for 18 Year Olds in the UAE
Below we have listed 5 bank accounts that can be easily opened by people aged 18 or above.
1) ADCB Student Savings Account
Abu Dhabi Commercial Bank is the ADCB bank of the United Arab Emirates. This bank is mostly used by businesses or salaried individuals. But it has many account types. Such as ADCB Savings Account, ADCB Current Account, Fixed Deposit Accounts, ADCB Current Account, etc.
All the monthly fees, withdrawal limits, and rewards programs of the account are calculated separately. If you want to open an Abu Dhabi Commercial Bank, then read this complete guide.
Read More: How to Open ADCB Bank Account | Residents or Non-Resident
2) Emirates NBD Youth Account
The Emirates NBD Youth Account is specially designed for young people aged 18 to 24. This account provides a simple and modern banking solution for students and young professionals.
Emirates NBD offers a variety of account types, including savings accounts, current accounts, and fixed deposit accounts. Each account has its own monthly fees, withdrawal limits, and reward programs.
Read: How to Open a Bank Account in UAE | A Complete Guide
3) Mashreq Happiness Account
Mashreq Happiness Account is a popular banking option in the United Arab Emirates, designed specifically for salaried individuals. This account provides financial freedom and advanced banking features.
Mashreq Bank offers different types of accounts, including savings accounts, current accounts, and fixed deposit accounts. Each account has its own monthly fees, withdrawal limits, and reward programs.
Read: Top Zero Balance Accounts in UAE for 2025
4) FAB Personal Savings Account
Opening a bank account in the UAE is a straightforward process, especially with institutions like First Abu Dhabi Bank (FAB), one of the largest and most prominent banks in the country.
FAB offers a wide range of account types for individuals, whether you are a UAE resident or a non-resident. Here is a detailed step-by-step guide on how to open a FAB bank account in the UAE in 2025.
Read More: How to Open a FAB Bank Account in the UAE
5) NBAD Bank Account
The National Bank of Abu Dhabi is an NBAD bank in the United Arab Emirates. This bank is mostly used by businesses or salaried people. But it has many types of accounts. Such as a savings account, current account, or elite savings and current account.
All the monthly fees, withdrawal limits, and rewards programs of the account are made separately. NBAD Bank is the most famous financial institution in the United Arab Emirates. NBAD bank account can be opened in 2 ways.
Read: Open a NBAD Bank Account in the UAE
One is through the NBAD mobile app, and the other is by visiting a branch. If you also want to open your bank account in NBAD bank, here are two ways. With this, you can open your account sitting at home or by visiting a branch. See how to check your NBAD bank balance salary card here.
Documents Required to Open a Bank Account
Once all the documents listed below are complete, the bank will review your application and approve the account opening. To avoid any delays, ensure that all documents are correct and up-to-date. Here is a list of documents required for account opening.
- Passport and Emirates ID
- Proof of residence
- Parental approval (if necessary)
- Visa copy (for foreigners)
- Salary certificate (if employed)
- University or school letter (for students)
- Bank statement (if necessary)
How to Open a Bank Account in the UAE?
To open a bank account in the UAE, you need a passport, residency papers, and personal information. You must provide proof of your current income and assets. The application fee varies depending on the account type and is payable during account opening. Yes, you can open a UAE bank account online, typically through local banking institutions.
The easiest bank to open an account in the UAE is Emirates NBD. There is no specific minimum salary requirement, but some banks may require a minimum deposit. You can open a zero balance account through a bank application process.
The best bank account in the UAE is the Etisalat bank account, known for its online and mobile banking services. To open it, provide personal information and proof of residency.
Other banks, like Al Rajhi and Emirates NBD, also offer various benefits. To open a bank account, you must typically be 18 or older, possess a passport and visa, and have an existing bank account in your home country.
Conclusion
The first requirement to open a bank account in the UAE is that you must be at least 18 years old. If you are also 18 years old and want to open your first bank account in the UAE, you can choose from (FAB, NBAD, and ADCB bank accounts).
You can choose from these bank accounts: savings, current, special accounts for students, digital bank accounts, etc. I hope you liked our article today. Share it with your friends and keep visiting olduae.com.
